Earn

Depositing on Rheo Earn is the simplest way to boost your yield with fixed-rate term premiums.

Deposits earn a variable rate until matched with fixed-rate borrowers, targeting a higher-than-variable rate over longer timeframes.

Strategies (Collateral Sets)

Strategies are the simplest way to start earning competitive rates.

Each Strategy is managed by a Curator, who specifies which collaterals you're willing to lend against. Rates are managed by a Rate Provider, who maintains competitive fixed-rate offers across supported maturities on each lending pair.

To get started, simply choose a Strategy, sit back, and start earning premium rates.

Additional Earn Parameters

Offset

An optional Offset may be set by lenders, which is added or subtracted from the reference rates set by the Rate Provider. This may be useful in controlling how competitive your quotes are on the order book.

Maximum Maturity

Additionally, users may set a Maximum Maturity (i.e. 180 days) depending on their time preference. This will prevent borrowers from being able to borrow from them beyond that supported maturity.

Minimum APR

Users may also elect to set a Minimum APR. This may be helpful if the Rate Provider prices rates lower than those at which the user is willing to lend.

Match Rate Providers on Specific Pairs

Alternatively, depositors may specify a Rate Provider for specific collateral(s), or set their own maturity-specific rates themselves.

Additional parameters are supported at the contract level, including minAPY, maxAPY, minTenor, and maxTenor, and offset.